As we celebrate the birth of Christ, may your homes be filled with love, peace and joy and your hearts with glad tidings. Merry Christmas from NIB More On NIB December to Remember  Christmas: Reasons to be Merry German Christmas Market Experience 

For most Nigerians, Christmas is a season for hosting of extravagant events, attending unending glamorous parties, indulging in expensive shopping and vacationing, engaging in social media show off of real and unreal gifts. There's also  the usual exodus to country homes and villages where huge sums of money are donated or pledged during launchings and meetings for different feasible and infeasible projects. It is always a season to "loud it" in order to be seen as the happiest person and biggest spender which is why many are wondering how we are going to celebrate Christmas in the face of the daunting hardships plaguing us. When I published the post, Recession, Christmas and You  in 2020, we all thought life was hard and survival was a feat reserved for the brave. We struggled, wept and felt it would be our last woes. Sadly, the swift movement from truly bad to worse has left us yearning for the years we dreaded. The current situation in Naija has made us to realize that